Commercial Stamp duty Reduction for South Australia – July 2017 onwards
As part of rolling changes to help the SA economy, the second stage of business/investment reforms has come through this financial year with commercial stamp duty being reduced to a third of the normal rate [...]
How guarantees work
With housing affordability and the difficulty to enter the property market becoming a greater focus for first home buyers and investors – the topic of guarantor loans is now coming to the forefront as a [...]
Property Researching Tools
Below is a list of commonly used websites for research and analysis of properties and property investment within Australia. Property Listing Websites (Residential) https://www.realestate.com.au/ - Primary listing website for Residential property in Australia https://www.domain.com.au/ - [...]
Cash or Equity for Deposit?
For many investors – how they pay for their deposits on investment properties is considered an afterthought, something which will not impact their long term finance or investing strategy. This can leave investors with less [...]
Diversified Lending Structure – how to extend your borrowing capacity
It may be well known by our clients – but the average investor is not aware that they can potentially increase their long term borrowing capacity by over 100% by utilising a diversified lending structure. This [...]
Interest only vs principal and interest
One of the key components for understanding structuring the finance for an investment portfolio is to understand the difference between interest only and principal and interest repayments for your loans. Choosing the right repayment type [...]