Does rental yield matter when it comes to borrowing capacity?

By | 2017-09-24T12:44:12+00:00 August 14th, 2017|Property Investing|

With the significant changes in recent history to lender policy resulting in reduced borrowing capacities for investors – investors are now looking for new ways to increase their ability to borrow funds to purchase more property. With this there has been an increasing discussion on rental yields and whether certain yields will help with borrowing [...]

How to grow a large portfolio post APRA

By | 2017-09-24T12:44:12+00:00 August 12th, 2017|Uncategorized|

APRA (the Australian Prudential Regulatory Authority) has fundamentally changed the ability to investment in property since began proactively enforcing policy changes on banks since April 2015. The regulator has been actively trying to alter how much investment lending banks provide, as well in recent history how much debt in Australia is on interest only terms. [...]