Blog 2018-09-17T05:01:09+00:00

Understanding Non-Bank Lenders & How they Can Push Your Portfolio Further

 What are Non-Bank Lenders? A non-bank lender is a financial institution that offers home loans and other types of loans, but which doesn’t hold a banking licence. Some of the better known ones are Liberty [...]

By | August 15th, 2018|Categories: Lending Structure|0 Comments

How are my Living Expenses calculated in 2018 – The New Standard (HEM)

What are living expenses? Living expenses play a potentially crucial role in a lender’s servicing calculator. They are generally one part of the serviceability calculator that cannot really be reduced past a minimum floor, but [...]

By | May 29th, 2018|Categories: Uncategorized|0 Comments

Should I buy a Principal Place of Residence or Investment Property first?

A common question for first time investors is what is better – to buy their principal place of residence (PPOR), or an investment property (IP) first? The crux behind this question is generally what will [...]

By | September 5th, 2017|Categories: Property Investing|0 Comments

Does rental yield matter when it comes to borrowing capacity?

With the significant changes in recent history to lender policy resulting in reduced borrowing capacities for investors – investors are now looking for new ways to increase their ability to borrow funds to purchase more [...]

By | August 14th, 2017|Categories: Property Investing|0 Comments

Commercial Stamp duty Reduction for South Australia – July 2017 onwards

As part of rolling changes to help the SA economy, the second stage of business/investment reforms has come through this financial year with commercial stamp duty being reduced to a third of the normal rate [...]

By | July 2nd, 2017|Categories: Commercial|0 Comments