Should I buy a Principal Place of Residence or Investment Property first?

By |2019-05-05T02:56:44+00:00September 5th, 2017|Property Investing|

A common question for first time investors is what is better – to buy their principal place of residence (PPOR), or an investment property (IP) first? The crux behind this question is generally what will help the investor achieve their goals sooner. In determining what is better for your specific circumstances, it’s important to balance [...]

Does rental yield matter when it comes to borrowing capacity?

By |2019-06-06T01:42:03+00:00August 14th, 2017|Property Investing|

With the significant changes in recent history to lender policy resulting in reduced borrowing capacities for investors – investors are now looking for new ways to increase their ability to borrow funds to purchase more property. With this there has been an increasing discussion on rental yields and whether certain yields will help with borrowing [...]

Interest only vs principal and interest

By |2019-05-05T02:57:50+00:00January 1st, 2016|Property Investing|

One of the key components for understanding structuring the finance for an investment portfolio is to understand the difference between interest only and principal and interest repayments for your loans. Choosing the right repayment type will be fundamental to ensuring you have the most efficient finance setup, to maximise your borrowing capacity, reduce personal debt [...]

Planning your investment strategy? Start with your goal and work backwards.

By |2019-05-05T02:58:03+00:00October 30th, 2015|First Home Buyers, Property Investing|

One of the most common questions early investors ask is: “What sort of property should I buy/What should my strategy be?” In many cases it can be the first question they ask – but cannot be accurately answered without first knowing something far more important. It’s hard to plan a journey unless you know the [...]

How to grow an investment portfolio with limited Equity

By |2019-05-05T02:58:24+00:00June 25th, 2015|Property Investing|

Sweat Equity - Expanding your portfolio through Renovations A common issue that a lot of early investors can find in their starting their investing journey is a lack of equity to draw to make their second, third (and so on) purchases. The standard options for those early investors are either: Save for their next deposit [...]