About Corey Batt

Corey has a wealth of knowledge with property investing and structured lending solutions. He founded Precision Funding and it’s predecessor XL Financial to be mortgage broking firms with a strong focus on providing finance solutions to the investor market. Corey has extensive experience in residential, commercial, small and large scale development and asset lending. As an active property investor, Corey has built a substantial property portfolio, getting hands on with renovations and buying under market value distressed sales.

Should I buy a Principal Place of Residence or Investment Property first?

By | 2017-09-24T12:44:12+00:00 September 5th, 2017|Property Investing|

A common question for first time investors is what is better – to buy their principal place of residence (PPOR), or an investment property (IP) first? The crux behind this question is generally what will help the investor achieve their goals sooner. In determining what is better for your specific circumstances, it’s important to balance [...]

Does rental yield matter when it comes to borrowing capacity?

By | 2017-09-24T12:44:12+00:00 August 14th, 2017|Property Investing|

With the significant changes in recent history to lender policy resulting in reduced borrowing capacities for investors – investors are now looking for new ways to increase their ability to borrow funds to purchase more property. With this there has been an increasing discussion on rental yields and whether certain yields will help with borrowing [...]

How to grow a large portfolio post APRA

By | 2017-09-24T12:44:12+00:00 August 12th, 2017|Uncategorized|

APRA (the Australian Prudential Regulatory Authority) has fundamentally changed the ability to investment in property since began proactively enforcing policy changes on banks since April 2015. The regulator has been actively trying to alter how much investment lending banks provide, as well in recent history how much debt in Australia is on interest only terms. [...]

Commercial Stamp duty Reduction for South Australia – July 2017 onwards

By | 2017-09-24T12:44:12+00:00 July 2nd, 2017|Commercial|

As part of rolling changes to help the SA economy, the second stage of business/investment reforms has come through this financial year with commercial stamp duty being reduced to a third of the normal rate of duty. Come the start of the new financial year in 2018 this will become fully abolished – opening an [...]

How guarantees work

By | 2017-09-24T12:44:12+00:00 October 14th, 2016|Lending Structure|

With housing affordability and the difficulty to enter the property market becoming a greater focus for first home buyers and investors – the topic of guarantor loans is now coming to the forefront as a solution. Guarantor home loans allow people to buy properties without the major hurdle – saving their deposit – bringing forward [...]

Property Researching Tools

By | 2019-02-14T02:35:44+00:00 September 15th, 2016|Research|

Below is a list of commonly used websites for research and analysis of properties and property investment within Australia. Property Listing Websites (Residential) https://www.realestate.com.au/ - Primary listing website for Residential property in Australia https://www.domain.com.au/ - Second largest residential listing website for Commercial property https://www.allhomes.com.au/ - Formerly independent listing website with strong presence in ACT property [...]

Cash or Equity for Deposit?

By | 2017-09-24T12:44:13+00:00 August 30th, 2016|Lending Structure|

For many investors – how they pay for their deposits on investment properties is considered an afterthought, something which will not impact their long term finance or investing strategy. This can leave investors with less effective borrowing structures which can reduce their borrowing capacity and tax effectiveness. The options for how to pay for deposits [...]

Diversified Lending Structure – how to extend your borrowing capacity

By | 2017-09-24T12:44:13+00:00 June 10th, 2016|Uncategorized|

It may be well known by our clients – but the average investor is not aware that they can potentially increase their long term borrowing capacity by over 100% by utilising a diversified lending structure. This is a common discussion I have with first time investors, which isn’t talked about in mainstream media and leaves many [...]

Interest only vs principal and interest

By | 2019-02-21T04:54:01+00:00 January 1st, 2016|Property Investing|

One of the key components for understanding structuring the finance for an investment portfolio is to understand the difference between interest only and principal and interest repayments for your loans. Choosing the right repayment type will be fundamental to ensuring you have the most efficient finance setup, to maximise your borrowing capacity, reduce personal debt [...]