On the 145h of February in 1966, decimal coins were first introduced along with dollar notes to replace the British currencies that were being used up until this point in Australia. Coins have an obverse and reverse side, more commonly known as heads and tails, which feature different designs.  All Australian decimal coins currently feature [...]

Before applying for any type of loan, make sure you are ready to set aside a budget for the monthly payments. Ask yourself if your current salary is enough to pay for it and still have ample money for your other necessary priorities, like utilities, groceries, rent, etc.  Is It Smart To Get A Car [...]

Let's be honest, getting older is not fun. None of us is looking forward to it as it comes with a lot of unpredictable circumstances. Your body becomes more fragile and susceptible to illnesses so having a secure retirement fund is something everybody is looking forward to. However, more and more retirement savers are realizing [...]

Life is not always smooth sailing. It will always have its ups and downs. To overcome the hurdles of life, you often need additional finances to tide you over troubled waters. That is when you need to tap the many resources you have at your disposal. Most people go for a loan in order to [...]

Payday loans are one of the most popular means of finding cash fast, but also one of the biggest mysteries for customers all over. If you’re wondering how this type of loan works, you’re in the right place. We’ll use this opportunity to tell you everything you need to know about payday loans, how they [...]

In Australia much like the rest of the world, banks can often be seen as uncaring money driven organisations which hurt communities than help them grow. In response to this perception, many banks and lending institutions have looked to how they can engage with and develop communities – both by geographic region and interest group. [...]

It may come to surprise many people but bankruptcy loans exist and are used often by Australians who are currently in the process of applying for bankruptcy, currently bankruptcy or a discharged bankrupt. So what exactly are bankruptcy loans, what can they be used for, who can qualify and what should you consider [...]

Who is Panthera Finance Panthera Finance is an Australian debt collection company who specialises in the collection of purchased debts from other businesses. Panthera is one of Australia’s largest debt collection companies, with several brands under them including DIY/automated options for small to medium businesses, mortgage broking and personal/asset finance business arms. Why would you [...]

APRA is the government regulatory authority that supervises the financial services sector in Australia, with the focus on creating a sustainable finance sector which can withstand varying economic conditions. This article will help you better understand what APRA is, what the organisation does and Here’s a closer look at APRA, what it does and how [...]

Have you ever wondered how peer to peer lenders like RateSetter actually work? In this review blog I will take a closer look at what it means to be a lender and borrower on the RateSetter platform in Australia. What is Peer to Peer Lending? Peer to peer lending (P2P) is the process of using technology to match lenders directly with borrowers. Since [...]