A home equity line of credit is a line of credit facility specifically used to release equity from a home with available equity. This is a specifically a loan type which is designed for consumers to draw against residential property for personal use or personal investment. Businesses do have similar facilities but these fall under [...]
Debt collection is something that whilst most would hope to never experience, may either by accident or hardship have to deal with at some point in their life. Don’t stick your head in the sand if you receive contact from a debt collector as this can lead to further negatives being put on you. Here’s [...]
Are you and your family looking at moving to Australia, or wondering what it costs as a family to live? Here’s a helpful guide on the estimates of what it would cost currently for a family of four to live in Australia. A common question many looking at starting a family or migrating to Australia [...]
Terry Ryder is one of Australia’s leading real estate research analysts, writer and commentator since 1982. Building a career as an Editor for the property section of the Courier Mail and later the Australian Financial Review, Terry has an extensive history in writing and generating content regarding the Australian property market. He is an [...]
It may come to surprise many people but bankruptcy loans exist and are used often by Australians who are currently in the process of applying for bankruptcy, currently bankruptcy or a discharged bankrupt. So what exactly are bankruptcy loans, what can they be used for, who can qualify and what should you consider [...]
Property is a constant hot topic in Australia – whether it’s looking at the next home you want to buy, property renovation television shows or a swathe of newspapers, magazines and ‘experts’ talking about investment. As the average punter and also looking to join in on the conversation – property forums provide an opportunity to [...]
Australia’s hit TV show House Rules has a new competition in partnership with Allianz. The latest House Rules competition gives you the chance to win 1 of 6 $10,000 home makeovers. By watching House Rules each week and looking out for the code word, you can enter in your chance to win. During the competition [...]
Who is Panthera Finance Panthera Finance is an Australian debt collection company who specialises in the collection of purchased debts from other businesses. Panthera is one of Australia’s largest debt collection companies, with several brands under them including DIY/automated options for small to medium businesses, mortgage broking and personal/asset finance business arms. Why would you [...]
Debt recycling is a strategy used by Australians to ‘recycle’ non-deductible personal debt (generally their family homes mortgage) into tax deductible investment debt. This strategy has been commonly used by those looking to pay down their home sooner, invest and build a more tax effective portfolio. What are the benefits of using a debt recycling [...]
APRA is the government regulatory authority that supervises the financial services sector in Australia, with the focus on creating a sustainable finance sector which can withstand varying economic conditions. This article will help you better understand what APRA is, what the organisation does and Here’s a closer look at APRA, what it does and how [...]
